Tag-init, Swakto ang Presyo: How I’m Staying Cool This Summer for Just ₱766/Month Thanks to Home Credit

Let’s be real—the summer heat in Davao is no joke. And if you’re like me, who works from home and basically lives in the same room all day with two clingy dogs who refuse to nap unless it’s cold, you know that a reliable air conditioner isn’t a luxury anymore… it’s a survival essential. 

I’m also the type of person who’ll gladly pay for convenience. I’ll skip the hassle every chance I get, so when I found out that Home Credit’s Swakto Summer Deals offer window-type air conditioners for as low as ₱766/month, zero interest, and no down payment, I was like—okay, sign me up. 

The best part? I didn’t even need to leave the house. I just presented one valid ID and got approved in less than a minute. (Yup, ganun kabilis) You can also check your eligibility through the Home Credit App on Google Play (also available on the App Store and Huawei AppGallery) and even get pre-approved before heading to a store. 

These Swakto Summer deals are available in over 15,000 partner stores nationwide, including partner stores like Ultrium Corp., so you’re bound to find one near you. (Check out the full list at Shoppingmall.ph) 

A Few Cool Picks (Literally) 

Here are some units from the Init-Beater collection that are worth checking out—especially if you, like me, need that 24/7 lamig: 

LG 1.0HP Dual Inverter Window Type Airconditioner LA100GC2 

This one’s quiet, energy-efficient, and designed to cool fast. It has a Dual Inverter Compressor, which means less energy consumption—perfect if your AC is running round-the-clock like mine. Bonus: it’s sleek and doesn’t look bulky on the wall. 

TCL 1.0HP Window Type Airconditioner TAC09CWIUJE

If you want simple and straight to the point, this unit gets the job done. Cools quickly, doesn’t take up much space, and it’s easy to install—great for first-time AC owners or those in rental homes who just want comfort, hassle-free. 

Kolin 0.75HP Window Type Airconditioner KAG-75WCINV

Compact but packs a punch. Ideal for condo rooms or bedrooms, especially if you only need to cool one space without maxing out your electricity. It’s energy-efficient too, with inverter tech that helps keep bills friendly. 

Condura 0.75HP Window Type Inverter Air Conditioner WCONH008EEVC2

A local favorite—and for good reason. This model is proudly made for Filipino homes, with inverter tech to save on energy and a compact build that fits tighter spaces. Perfect if you’re working with limited floor area but still want strong, steady lamig. 

Fujidenzo 1.5 HP Window Type Full DC Premium Inverter Airconditioner IWAR-150GC

Big room? No problem. This unit is a cooling powerhouse. It’s got Full DC Inverter tech, which means consistent temperature without sudden jolts in your electric bill. Ideal for living rooms or shared spaces where you want everyone comfy. 

Condura 1.5HP Primea Inverter Window Type Air Conditioner WCON012VUW

If you want serious cooling with upgraded tech, this one’s a great option. It balances performance and energy saving, with Primea Inverter features designed for larger rooms or homes with high ceilings. Looks neat too! 

The bottom line is if you’re staying indoors most of the time like I do—whether working, resting, or just avoiding the sun—investing in a good aircon is one of the smartest summer decisions you can make. Add flexible terms and no down payment into the mix, and it's practically a no-brainer. 

Don’t wait until you’re melting—check out the Swakto Summer deals here and find a unit that fits your budget and lifestyle. Your work-from-home setup (and your fur babies) will thank you for it.